Business Physical Disaster Loans (BPDL)
Name of Funding
Business Physical Disaster Loans (BPDL)
Source of Funding
US Small Business Administration
Contact Phone Number
(800) 659-2955
Contact Email

Businesses and most private non-profit organizations that is in a declared disaster area and incurred damage from the disaster may apply. The loan can be used for repair or replacement of damaged property including machinery, equipment, fixtures, inventory, and leasehold improvements. You must have flood insurance if you are in a flood hazard area or if the damage was caused by flooding. Loans of up to $2,000,000 are available. Repayment terms are up to 30-years and interest rates are from 4% to 8% depending on if credit is available elsewhere.

How To Apply

- Check to see if SBA has declared a disaster in your area, if so, you may apply.

- You must submit a signed and dated IRS Form 4506-C which provides permission to the IRS to give SBA your tax return information.

- SBA will send an inspector to evaluate the cost of your damage once applications have been submitted.

Additional Links

Application Link

IRS Form 4506-C

For more detailed information click here


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